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Monday 30 January 2023

52nd Postal Pension Adalat for pensioners/family


 The Chief Postmaster General, Maharashtra Circle, Mumbai will be holding the 52nd Postal Pension Adalat for pensioners/family pensioners of Postal Department on 16th March 2023 at 11.00 Hrs, in the Office of Chief Postmaster General, Maharashtra Circle, Mumbai -400 001.

 Grievances regarding pensionary benefits pertaining to those who retired/died while in service from Department of Posts, Pensioners of Postal Department, Maharashtra and Goa States, which have not been settled within 3 months, will only be entertained in the Postal Pension Adalat. 

             Cases involving purely legal points i.e. succession, Notional pension, TBOP/MACP Promotion, stepping up of pay and disciplinary cases involving policy matters and cases pending for review of DPC will not be considered in Pension Adalat. Pensioner should forward their grievance individually (not in bulk or on behalf of others) in triplicate in the proforma attached to Accounts Officer/ Secretary, Pension Adalat, O/o Chief Postmaster General, Maharashtra Circle, Mumbai GPO Bldg., 2nd Floor, Mumbai -400 001 on or before 15th February 2023. The applications received after 15th February’2023 will not be considered in the Pension Adalat.

DEPARTMENT OF POSTS
APPLICATION FORM OF POSTAL PENSION ADALAT

SR.No.
SUBJECT
DETAILS TO BE FILLED IN BY THE INDIVIDUAL/PENSIONER

1.
Name of the pensioner /Family pensioner with Designation at the time of retirement/death


2.
Name of Post Office from where retired etc. and date of retirement


3
PPO No.



4
Name of the Post Office from where Pension is being drawn  


5
Postal address of the pensioner
with phone no.


6
Complaint in brief (Attach application containing details if required)


7
Date & signature of the Individual/Pensioner.






प्रेस नोट
पेंशन अदालत

 मुख्य पोस्टमास्तर जनरल, महाराष्ट्र सर्कल, मुंबई द्वारेटपाल विभागाच्या निवृत्तिवेतनधारकांसाठी / कुटुंबनिवृत्तवेतनधारकांसाठी 52वी पेंशन अदालत दिनांक16-03-2023 रोजी 11.00 वाजता मुख्य पोस्टमास्तर जनरल, महाराष्ट्र सर्कल, मुंबई -400 001 येथे आयोजित केली आहे. 

निवृत्तिवेतनधारकांच्या लाभाशी संबंधित तक्रारी, जे टपाल विभागातून निवृत्त झाले आहेत / ज्यांची सेवेत असताना मृत्यु झालेली आहे, टपाल विभाग, महाराष्ट्र आणि गोवा राज्यांचे निवृत्तिवेतनधारक ज्यांचे 3 महिन्यांच्या आत पूर्तता झालेली नाही अशा प्रकरणांचा डाक पेंशन अदालत मध्ये विचार केला जाईल. 

 पेंशन अदालतमध्ये पूर्णपणे कायदेशीर मुद्द्यांसह प्रकरणे,ई. वारसा प्रमाणपत्र, कल्पित पेन्शन, टीबीओपी / एमएसीपी पदोन्नती, वेतनश्रेणी वाढविणे आणि धोरणात्मक बाबींसह शिस्तभंगाच्या आणि डी.पी.सी च्या पुनरावलोकनासाठी प्रलंबित प्रकरणांचा विचार केला जाणार नाही. निवृत्तिवेतनधारक खाली दिलेल्या प्रपत्रामध्ये आपले अर्जाचे तिप्पट प्रति, लेखा अधिकारी / सचिव, पेंशन अदालत, मुख्य पोस्टमास्तर जनरल कार्यालय, महाराष्ट्र सर्कल, मुंबई जीपीओ भवन, दूसरा मजला, मुंबई – 400 001 ला 15-02-2023 रोजी किंवा यापूर्वी वैयक्तिक रुप ने (तक्रारींची मोठया प्रमणात /इतरंच्या वतीने नाही ) पाठवू शकता. 15-02-2023 च्या नंतर मिळालेल्या अर्जांवर पेंशन अदालतमध्ये विचार करण्यात येणार नाही. 
भारतीय डाक विभाग 
डाक पेंशन अदालतच्या अर्जाचा फॉर्म 

क्र.

विषय 
वैयक्तिक / निवृत्तिवेतनधारक अन्वये भरण्यात येणारे तपशील

1.
निवृत्ती / मृत्युच्यावेळी पदनामसह निवृत्तिधारकाचे / कुटुंब निवृत्तिधारकाचे नाव 


2.
कार्यालयाचे नाव जिथून निवृत्त झाले आहेत आणि निवृत्तीची तारीख


3
पीपीओ क्रमांक 


4
पोस्टऑफिसचे नाव जिथे पेंशन घेतली जात आहे.


5
निवृत्तिवेतनधारकाचा पोस्टाचा पत्ता 
दूरध्वनी सोबत.


6
थोडक्यात तक्रार
(जर आवश्यकता असेल तर तपशीलासह अर्ज जोडा.)


7
व्यक्ती / निवृत्तिवेतनधारकांची सही आणि दिनांक



प्रेस विज्ञप्ति
पेंशन अदालत

 मुख्य पोस्टमास्टर जनरल, महाराष्ट्र सर्किल, मुंबई द्वारा डाक विभाग के पेंशनभोगियों / परिवार पेंशनभोगियों के लिए 52वीं डाक पेंशन अदालत का आयोजन 16-03-2023 को 11.00 बजे मुख्य पोस्टमास्टर जनरल का कार्यालय, महाराष्ट्र सर्किल, मुंबई – 400 001 में किया जाएगा ।

इस पेंशन अदालत में डाक विभाग से सेवानिवृत्त/सेवाकाल में मृत हुए महाराष्ट्र और गोवा राज्य के लोगों की पेंशन हितलाभों संबंधी ऐसी शिकायतों को लिया जाएगा जिनका तीन माह के भीतर निपटारा नहीं हुआ है।

 पेंशन अदालत में विशुद्ध रूप से कानूनी बिंदुओं जैसे कि उत्तराधिकार, कल्पित पेंशन, टीबीओपी/एमएसीपी पदोन्नति, वेतन में वृद्धि एवं नीतिगत मसलों से जुड़े अनुशासनिक मामलों वाली शिकायतों तथा डी.पी.सी की समीक्षा के लिए लंबित मामलोंपर विचार नहीं किया जाएगा। पेंशनभोगी नीचे दिए गए प्रपत्र में अपनी शिकायतें तीन प्रतियोंमें लेखा अधिकारी/सचिव, पेंशन अदालत, मुख्य पोस्टमास्टर जनरल का कार्यालय, महाराष्ट्र सर्किल, दूसरी मंजिल, जीपीओ भवन, मुंबई – 400 001 को 15-02-2023 को या इससे पूर्व वैयक्तिक रुप से (थोक में या दूसरों की ओर से नहीं) भेज सकते हैं। 15-02-2023 के पश्चात प्राप्त आवेदनों पर पेंशन अदालत में विचार नहीं किया जाएगा।  

भारतीय डाक विभाग
डाक पेंशन अदालत का आवेदन प्रपत्र
क्रम सं.
विषय 
व्यक्ति / पेंशनभोगी द्वारा भरा जाने वाला ब्यौरा

1.
सेवानिवृत्ति / मृत्यु के समय पदनाम सहित पेंशनभोगी/ परिवार पेंशनभोगी का नाम


2.
कार्यालय का नाम जहाँ से सेवानिवृत्त हुए हैं तथा सेवानिवृत्ति की तारीख


3
पीपीओ संख्या 



4
डाकघर का नाम जहाँ से पेंशन का आहरण किया जा रहा है ।


5
पेंशनभोगी का डाक पता दूरभाष सहित


6
संक्षिप्त में शिकायत 
(यदि आवश्यकता हो तो ब्योरे को शामिल करते हुए आवेदन संलग्न करें ।) 


7
व्यक्ति / पेंशनभोगी के हस्ताक्षर एवं तारीख 


January 2023 auto sales preview: Uptrend to persist across segments



Mumbai, January 30: Emkay Global Financial Services conducted a channel check to gauge the volumes’ estimate for the month of January. The channel checks indicate PV volumes to be higher on healthy order book and ramp-up in production. Further, CVs are likely to maintain their double-digit growth momentum on better freight availability. In addition, tractor volumes are likely to be better on improving customer sentiments and finance availability. Lastly, 2-Wheelers’ volume growth is expected to be positive, supported by festive season (Uttarayan) and marriage season demand.

The research house remains constructive on the auto sector. Their preferred picks in the OEM space include Maruti Suzuki, Eicher Motor, Ashok Leyland, and Escorts.



Passenger Vehicles
PV industry’s volumes should witness robust growth (~12% YoY) on account of a large order book and higher production. Uncertainties remain on the supply chain, but production is improving in a staggered manner. Emkay Global’s channel checks indicate that dealer inventories are notably below normal levels. Among OEMs, they estimate domestic volumes to grow by 55% YoY for M&M, 10% for Tata Motors, and 8% for Maruti Suzuki. Blended vehicle discounts have been reduced on MoM basis due to seasonality and remain lower than the peak levels seen in the past.

Commercial Vehicles
CV industry’s volumes should grow in double digits (~13% YoY) with robust demand in both passenger and cargo segments. Transporters are buying trucks to get GST input credit and preponing purchases before the implementation of RDE/OBD2 norms. Emkay Global expects 49% YoY growth for Eicher Motor-Volve Eicher Commercial Vehicle, 41% for Ashok Leyland, 6% for Tata Motors, and 4% for M&M in the domestic market. 




Two-Wheelers
2-Wheelers industry volumes are expected to improve (~7% YoY). The channel checks indicate that demand in the festive season and marriage season aided 2-Wheelers’ volumes in the latter part of the month, post the commencement of the auspicious period. OEMs are going slow on dispatches as model-changeovers are happening due to OBD2. Emkay Global expects domestic volumes to improve by 29% for Eicher Motor-Royal Enfield, 16% for TVS Motor, 8% for Hero Moto Corp Ltd, and 2% for Bajaj Auto. 


Tractors
Tractor industry’s volumes are likely to register strong growth (~13% YoY) on improving customer segments and better finance availability. Crop prices are better YoY in the wholesale market for rice, wheat, and tur dal, among others. Minimum support prices (MSPs) are also better YoY, and government procurements are happening in proximity to farmers, resulting in lower logistics costs. Emkay Global expects double-digit growth in domestic volumes, at 18% YoY for Escorts and 15% for M&M. 






COMPANY-SPECIFIC / REGULATORY DISCLOSURES BY EMKAY GLOBAL FINANCIAL SERVICES LIMITED (EGFSL): Disclosures by Emkay Global Financial Services Limited (Research Entity) and its Research Analyst under SEBI (Research Analyst) Regulations, 2014 with reference to the subject company(s) covered in this report-: 1. EGFSL, its subsidiaries and/or other affiliates do not have a proprietary position in the securities recommended in this report as of January 27, 2023 2. EGFSL, and/or Research Analyst does not market make in equity securities of the issuer(s) or company(ies) mentioned in this Research Report Disclosure of previous investment recommendation produced: 3. EGFSL may have published other investment recommendations in respect of the same securities / instruments recommended in this research report during the preceding 12 months. Please contact the primary analyst listed in the first page of this report to view previous investment recommendations published by EGFSL in the preceding 12 months. 4. EGFSL , its subsidiaries and/or other affiliates and Research Analyst or his/her relative’s does not have any material conflict of interest in the securities recommended in this report as of January 27, 2023. 5. EGFSL, its subsidiaries and/or other affiliates and Research Analyst or his/her relative’s does not have actual/beneficial ownership of 1% or more securities of the subject company at the end of the month immediately preceding the January 27, 2023 6. EGFSL, its subsidiaries and/or other affiliates and Research Analyst have not received any compensation in whatever form including compensation for investment banking or merchant banking or brokerage services or for products or services other than investment banking or merchant banking or brokerage services from securities recommended in this report (subject company) in the past 12 months. 7. EGFSL, its subsidiaries and/or other affiliates and/or and Research Analyst have not received any compensation or other benefits from securities recommended in this report (subject company) or third party in connection with the research report. 8. Securities recommended in this report (Subject Company) has not been client of EGFSL, its subsidiaries and/or other affiliates and/or and Research Analyst during twelve months preceding the January 27, 2023

Thursday 5 January 2023

Perfect K-beauty skincare picks for 2023 based on your zodiac signs!


2022 was a year of skincare, from the rise of plant ingredients to endless Korean skincare! And 2023 we are expecting skincare to get even bigger, with new innovation in ingredients, textures and hybrids. K-beauty skincare has been on the rise and we anticipate another round of ‘simplified skincare’ basis your zodiac - from which colour dominates the month for you to which music elevates your mood, zodiac signs can dictate it all. 
It is possible to live your best life according to your horoscopes, astrology experts suggest. And not to forget, these predictions have moved on from lucky days and generic signs to categorical tips for everything happening in your life. So, what does your zodiac sign say about your skincare regime? Without any further ado, our team of skin-experts at Quench Botanics share zodiac predictions and best suited skincare regime for this year. 
Aries
The Fire sign that’s always brimming with enthusiasm! Aries are passionate, confident and determined. And you need something that’s as quick and fun as your ideas. Hey you Aries girls, do try the ultimate quick fix with Peel Pads for a brightened and even skin tone.
Taurus
The Earth sign that enjoys serenity and stability is Taurus. For someone who likes things that bring peace and joy, skincare specials that give it all for skin is a fun match. So, its time for you to hook yourself with a good Face Mist that would plump up your skin, moisturizes and revives dull-looking, lackluster complexion! Perfectly practical, like you.
Gemini
A charismatic Air sign, Gemini indulges in humour and can talk about everything there is to know. This socializing sign deserves skincare treats that bring fun to the new year! To match your gentle soul, a quick absorbing Serum would fix your skin woes. It will satisfy your appreciation for change with its skin firming ingredients like arginine, allantoin and hyaluronic acid and skin reviving properties. Enhance your glow, not just in your life but also on your skin!


Cancer
This comfort-seeking Water sign is known for its unending forgiveness. A Cancer needs skincare that can take on their concerns just like they take on others’. This New Year, grab Korean skin delights that sensitively deal with trouble, just like you!
Just like you, the Quench Botanics Mon Cherry Brightening Face Mist is reliable. It’s devoted to hydrating, protecting and brightening your skin, every day. This Korean skincare must-have has hyaluronic acid that plumps up skin, moisturizes and revives dull-looking, lackluster complexion! Perfectly practical, like you. 
Leo
This Fire sign exudes warmth and thrives on creativity. Vanity and luxury call your name and all for the right reasons for your personality is larger than life. And you need to try K-beauty that shines the limelight on your skin!
To add in that extra limelight on your skin, procure the goodness of an ultra-nourishing body butter without dealing with stickiness or greasiness with Quench Botanics Mon Cherry Intense Moisturizing Body Butter. It has a velvety-soft, whipped texture that instantly melts into the skin and leaves it soft, bouncy and nourished. 
Virgo
A witty Earth sign, Virgo enjoys quick fixes. Along with the need to feel useful, you need skincare that does that too. So this new year, cherish skin treats that work exceptionally well! All the Virgos out there, similar to your nature, a Moisturizing Gel takes its job of keeping your skin fresh, hydrated and smooth, seriously. And your daily-use moisturizer will work hard, like you, to give you dewy soft skin!
Libra
This Air sign desires to be surrounded by people and fantastic skincare products. You need to bring in the New Year with aesthetically pleasing skin care that delivers results. No need to dwell on this decision, it’s a perfect match for you!
To please your skin as we start the new year, try the Quench Botanics Birch Please Gentle Cleansing Gel Face Wash and take the first step towards spotless, healthy skin. It is a super-refreshing and non-drying gel face wash that thoroughly cleanses and gently exfoliates with its biodegradable cellulose beads. 
Scorpio
As someone who thrives on looking cool, this Water sign is on the hunt for out-of-the-box products. Scorpio needs soulful skincare and Quench Botanics knows that. Treat yourself to skin treats that look fun and get things done, just like you! All you need is a an Under Eye Cream to treat dark circles and under-eye puffiness as stubborn as you.
Sagittarius
This loud and proud Fire sign is all hot on emotions. Just like you are obsessed with self-improvement, Quench Botanics is keen on delivering you true Korean skincare. Time for Sagittarius to turn to skin-friendly products this new year! One skincare gem that matches your ideals is the Clay Mask. It is your guide to no more dead skin, excess oil and breakouts. Get dewy soft and supple skin in a jar!
Capricorn
Mature and responsible, Capricorn, the dutiful Earth sign deserves skincare that takes care of your skin effortlessly. Success and results are common between you and Quench Botanics. So this new year, grab products that motivate you to look your best! Good skincare needs discipline, just like you, and a refreshing Overnight Mask will deliver as promised.
Aquarius
An Air sign that appreciates concepts and personal freedom. Aquarius looks for skincare that perfectly aligns with your esoteric personality. Go for our products that address all your skin concerns! One skincare tip that’s as independent as you are Treatment Patches, to get you glowing through the year!
Pisces
Pisces deserve skincare that matches its fantastical personality. This Water sign can go both extremes and needs K-beauty that can do it all. So it’s no surprise that you will really enjoy using watery moisturisers which feel skin-quenching! Just like you, a Cleansing Balm is wise and removes all traces of dirt, makeup and impurities in a jiffy! 
Whether you are an Aries on the hunt for smooth skin or Aquarius looking for superstar ingredients, we have you covered with the help of our celestial globe to predict your skincare future! Your skin needs some much-needed TLC, so be sure to give it the time & skin solutions from Quench Botanics it deserves!

---END---
About Quench Botanics: 
We, at Quench Botanics, believe in the power of high-quality Korean beauty products inspired by the goodness of natural ingredients. Beauty should be easy and make you feel happy! Our forever aim is to bring you the most luscious, skin rejuvenating formulas that are safe, toxin-free and evoke your inner glow! Each one of us is different. And, each one of us is beautiful. At Quench, we take great care in simplifying Korean beauty for you and bringing the most unique and authentic skincare formulas that relentlessly work to make your skincare routine much more effective. All our products are best suited for Indian skin and help it reset to its best and the supplest state ever. Quench Botanics products are available at 1000+ offline stores PAN India. 
Website Link - www.quenchbotanics.com 
 
 Social Media Page Links:
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Facebook: https://www.facebook.com/quenchbotanics/
Twitter: https://twitter.com/quenchbotanics?s=21
LinkedIn: https://www.linkedin.com/company/quench-botanics
 

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